CAA Connect rewards safe drivers. Enrol and save 5% on CAA Auto Insurance

Introducing CAA Connect

CAA Connect is usage-based insurance program that uses your personal driving habits to calculate unique, personalized insurance rates. Learn more.


FREE CAA Tire Coverage

Here's great news for policyholders with both CAA Home and Auto Insurance with CAA Insurance. Effective November 1, 2012, CAA Tire Coverage will be added to your property policy for FREE on renewal! Learn more


Member-Exclusive Discount

As a CAA Member, you're entitled up to a 20%* discount on your CAA Auto Insurance premium and a 10% discount on your CAA Property Insurance premium. You can save an additional 15%* when you insure two or more vehicles with us. Get your free Online quote now!


Protect Your Good Driving Record With Forgive and Forget™

We understand that even good drivers can be involved in an accident. That's why our Forgive and Forget™ Plan will protect the rates and good driving record you've earned over the years. In the event of your first at-fault accident, you'll experience no change in your driving record. That could save you hundreds of dollars!


New Responsible Driver Advantage

At CAA, we think it's important to reward safe drivers. That's why we're introducing an exclusive new benefit, which entitles you to our lowest rate if you've been accident free for 20+ years and have had no traffic violations in the past 3 years.


Save When You Insure Both Your Home & Auto With CAA

Receive a 5% discount on an auto insurance premium when you also insure your property with CAA Insurance.


Legal Expense Insurance1

When you bundle your CAA Auto and Home Insurance2, Basic Legal Expense Insurance will be included at no additional cost.  Additional coverage options start from $25/year. Call 1-877-222-1717  to get your coverage today!

Read More....

What is Legal Expense Insurance?

It's no secret that the potential costs of a legal dispute can deter you from pursuing your rights. But with Legal Expense Insurance, you can rest easy knowing that you’re only a phone call away from a lawyer.

When would Legal Expense Insurance help me?

  • You and your neighbour can't agree on the property line, and s/he is now constructing a shed that sits partially on your land
  • Your home renovation did not go as planned
  • You receive an audit notification from the CRA and want to know your rights
  • You were discriminated against in your workplace or feel you have been wrongfully dismissed

What exactly does Legal Expense Insurance cover?

  • Coverage for all reasonable legal expenses incurred while pursuing or defending a claim including lawyers and expert witnesses, disbursements, court costs and more.

Also included

  • UNLIMITED access to a telephone legal advice helpline, where lawyers provide legal advice from 8 a.m. until midnight, seven days a week. You can receive guidance from lawyers on any matter, whether the situation is covered or not.
  • Access to the helpline is available 24/7 in cases of emergency3.

See the full coverage document


Legal Expense Insurance - Coverage Grid

Legal Expense Insurance Coverage Basic Legal Expense Insurance* Contract Protect* Professional Protect* Recreational Vehicle
Gold* Platinum*
Property Protection
Auto Contract Disputes
Unlimited telephone legal advice
Non-Auto Contract Disputes      
Tax Protection      
Bodily Injury      
Employment Disputes      
Employee Legal Defence      
Contract disputes for:  watercraft, RVs,        
off road sports bikes & ATVs            
Cost to Customer (per year) No Charge $25 $25 $15 $45 $55

*Limit of Insurance - $50,000 per claim, $250,000 annual aggregate
Basic Legal Expense Insurance is included with bundled home and auto insurance policies


Legal Expense Insurance Coverage Home Business Protect Home Business Plus
Legal defence
Employee disputes
Statutory licence protection
Property protection
Bodily injury
Tax protection
Unlimited telephone legal advice
Contract Disputes & Debt Recovery  
Cost to Customer (per year) $125 $200

Limit of insurance - $100,000 per claim, $500,000 annual aggregate


1 Auto and Home Insurance is underwritten by CAA Insurance Company (Ontario).
2 Legal Expense Insurance (LEI) is underwritten by DAS Legal Protection Insurance Company Limited. Basic LEI coverage is automatically included on new multi-line home policies.  For existing multi-line policyholders, Basic LEI is effective on your home insurance renewal date.  LEI coverage is subject to the terms, conditions and exclusions of the LEI policy.
3 Das Legal Protection Insurance Company Limited offers a 24/7 help line, in case of emergency, through their external service provider, Sykes Assistance Services Corporation.

Exceptional 24/7 Claims Service

If you're involved in an accident, simply call us toll-free any time of the day or night, any day of the week. One of our knowledgeable, friendly claims specialists will help you through the process, answer your questions and do everything possible to get you back on the road.


Trust CAA For All Of Your Insurance Needs!

Click here to open the CAA Insurance Automobile Policy Booklet.


Get a Quote now!

Or call the Ontario toll free number 1-877-222-1717


*Underwriting eligibility rules apply. To qualify for the discount you must be a current CAA Member in good standing (CAA membership dues paid in full by membership expiry date). Eligible CAA Members may qualify to receive a Member Loyalty Discount based on Membership Tenure and Emergency Roadside Assistance Usage. Call 1-877-222-1717 to learn more.