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Woman reviewing her pet insurance paperwork while her dog sleeps on the couch

How to pick the right pet insurance

Getting a pet is an exciting stage in life! You’ve picked the perfect name for your new fluff ball, stocked up on toys and an assortment of treats. But are you ready if they get sick? 

With all the prep to bring your new cat or dog home, you might have overlooked an important step - getting pet insurance. Thankfully, finding a plan isn’t as complicated as you might expect. To help you pick the right pet insurance here is what you should look for: 

  • Flexibility and convenience – You want a plan that works best for your household and the ability to pick which licensed veterinarian and specialists your pet visits.  
  • Honesty about coverage – You need to clearly understand what is covered by the plan, as you don't want any future surprises.  
  • No breed exclusions – Are there any breed exclusions or exclusions for health conditions associated with the breed?   
  • Lifetime guarantee – Check if you can enroll for coverage, with benefits guaranteed to renew each year.  
  • Coverage at any age – Make sure to inquire if a pet can be too old for coverage. It is recommended to get a policy as early as possible – because there will likely be fewer pre-existing conditions.  

CAA North & East Ontario has partnered with Pets Plus Us to be able to offer Pet Insurance that checks every one of these points.  

Pets Plus Us plans include coverage for illness, accidents, hospitalization, surgery, hereditary conditions, diagnostics, prescription medications, alternative therapies, and behavioural therapies. They also include other special benefits, such as boarding costs should you be hospitalized and unable to take care of your pet; and holiday trip cancellation if your pet has a medical emergency.  

CAA Members save 13.5% and non-Members save 9% on Pet Insurance.*

Get a quote

*CAA Members receive a preferred rate of 13.5% off. Non-members receive a preferred rate of 9% off.

All pet insurance plans have limitations and exclusions. Specific products, features, rates, and discounts may vary by province and territory, eligibility, and are subject to change. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. This advertisement is an outline only; policy terms and conditions 'User Guide' will prevail. For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides

© 2022 All rights reserved. Pets Plus Us Pet Insurance policies are underwritten by Northbridge General Insurance Corporation, distributed by PTZ Insurance Services Ltd. & Société d'Assurances Collectives (Sodaco) Inc. in Quebec. Sodaco is registered with Autorité des marches financiers as a property and casualty insurer (Reg#603622) https://lautorite.qc.ca/en/general-public/registers/register-insurers-deposit-institutions-and-trust-companies Pets Plus Us Pet Insurance is available in all provinces and territories. Pets Plus Us®, Pets Plus Us & Design and related words and logos are trademarks and the property of PTZ Insurance Services Ltd.