Thinking of Travel? The Right Time to Plan for it is Now

Thinking of your next trip? Now more than ever you’ll need to make sure that you’re financially protected should you get sick or injured while away.

Whether you’re headed out of province or to warmer climates this winter, here are three questions to ask yourself when planning your next big trip.

1. How will I pay for it if I get sick abroad?

If it wasn’t top-of-mind before, this is the question that every would-be traveller should be thinking about first.

Fortunately, travel insurance providers have you covered. For example, CAA Insurance’s Emergency Medical Insurance offers coverage for emergency hospital transportation, accommodations and associated fees, emergency dental treatments, and more.

But not all insurance providers offer equal coverage, especially in the post-pandemic era.

To help you book with confidence, CAA Travel Insurance offer COVID protection enhancements that have been made with new interruption coverage, and emergency medical coverage expansions for those who are travelling during a Level 3 travel advisory.

CAA Travel Insurance emergency medical plans now include up to $2.5 million* in coverage if partially vaccinated with a Health Canada approved vaccine, or up to $5 million* if fully vaccinated with a Health Canada approved vaccine, for COVID-19 related illnesses that may occur when travelling at a time when the Government of Canada has issued a related Level 3 travel advisory.

2. What kind of plan do I need?

That depends on who else is going with you. If you’re going solo, consider a plan like CAA Travel Insurance’s Individual Plan. It’s the perfect plan for those once-in-awhile trips. They provide you with customizable coverage to suit your needs, plus optional deductibles to further reduce your premiums.

Going with your family? Make sure everyone is insured with a group plan like CAA Travel Insurance’s Family Plan. You’ll enjoy knowing that your loved ones are protected in case of a medical emergency.

The Family Plan’s options are customizable to fit the needs of your family, including the option to add a deductible, which can help you further save on your insurance premiums.

Even better? CAA Members always SAVE up to 20%** on insurance coverage!

3. What if I am planning on more than one trip?

Now that hope is on the horizon for would-be travellers, you may even be planning on more than one trip. Some travel insurance providers offer extended coverage for these travel-lovers among us.

CAA Travel Insurance offers both Single and Multi-Trip Plans. Know the difference – we break it down here for you:

Single Trip Plan:

Protect against the cost of unexpected medical emergencies for the duration of your trip.
For one trip only
Travel for up to 365 days with GHIP approval
Extended coverage available if you stay away for longer than originally planned
Only pay for the coverage you need

Multi-Trip Plan:

Protect against the cost of unexpected medical emergencies for multiple individual trips (up to 4, 8, 15 or 30 days each) throughout the year. Your Multi-Trip Annual Plan starts each time you leave Canada. If you stay longer than the days included in the plan, a top-up can be purchased.
For an unlimited number of trips in one year***
Travel for up 4, 8, 15 or 30 days per trip
Away for longer than 15 or 30 days? Top-up is available
Purchase once and be covered for an entire year
Coverage Highlights for Single & Multi-Trip Plans

When you are ready to travel again, CAA Travel Insurance is here to provide the best plan for you and your family.

Get a quote or call 1-800-267-8713 and you’ll be on your way to a holiday with peace of mind.

_{*Terms and conditions apply. $5 million CAD emergency medical coverage, is dependent on having received all Health Canada approved COVID-19 vaccines, at least 14 days prior to departure. Please see the COVID-19 Endorsement for details.
CAA Travel Insurance is underwritten by Orion Travel Insurance Company. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire may be required to purchase travel insurance. Quotes are valid for 30 days. Applies to CAA Members in good standing (CAA Membership dues paid in full by Membership expiry date). Up to twenty percent (20%) savings applies to the total premium excluding applicable taxes. Minimum premium applies. Subject to change without notice. Excludes Visitors to Canada Insurance. CAA Everyday, Classic®, and Plus® Members save 10%. CAA Premier® Members save 20% at CAA Stores or by calling 1-800-267-8713. CAA Premier Members save 10% and earn 10% in CAA Dollars® when booking online.
* Medical Multi-Trip Annual Plans cover 4, 8, 15 or 30 days per trip depending on the plan you purchased. Top-Up coverage is available for longer trips. Coverage cannot extend beyond 365 days from departure date or effective date. cover 4, 8, 15 or 30 days per trip depending on the plan you purchased. Top-Up coverage is available for longer trips. Coverage cannot extend beyond 365 days from departure date or effective date.
Orion logos or trade names are trademarks of Orion Travel Insurance Company. ®CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association.}